For every increase in the number of shoppers who visit retail stores, there is a corresponding increase in incidents of identity theft and fraud. It seems that it is connected with the use of credit cards, checks and identification documents. Shoppers have been warned to be extra careful when using these personal information-containing cards and documents. Thieves are out there waiting for the right opportunity to steal personal information or to commit fraud. The holiday season encourages them to heighten their operations because shoppers seem to be more energized than observant.

In the United States, at least two regions have reported a large increase in identity crimes, most of which are data breaches. The cost of information that is stolen from companies costs more than $150 billion in the national picture. This was reported by LifeLock Consumer Education that spanned the years from 2005 to 2010. The theory is that this is a result of technology that criminals take advantage of, plus human error on the part of consumers.

Although it may be a bit scary to imagine, these theories mentioned below could happen.

These changes can be considered useful or catastrophic depending on our particular viewpoints. Whatever the consensus may be, we should all be ready!

1. The United States Post Office. Can you imagine a world without our mail service? This enterprise has become so deep in debt that there is absolutely no way to continue the way they are. Computerized e-mails, Fed-Ex, and UPS have taken away many of the post office’s means of money: their customers! Most of the things you receive in the mail today are considered junk or random advertisements.

2. The Check. Large countries with complicated infrastructure are making plans to do away with checks by at most the year 2018. Financial practices lose millions of dollars a year processing and sorting checks. Credit card payments and Internet purchases will inevitably amount to death of the paper check as we know it. The Post Office will also take another hit by the loss of checks: much of their business now stems from delivering checks!

3. The Newspaper. Members of the younger generations just do not read the paper like past generations have. Few and far between are they signed up for a daily subscription. The newspaper may die out just as the milk delivery man and the laundry delivery services have. For those who enjoy reading the news online, it will soon be a paid service. The rise in availability of Internet-ready equipment and online readers has caused all the newspaper and magazine writers and publishers to create alliances. They have been working with big names such as Apple, Amazon, and the many cellular phone organizations to develop a system for paid-subscription services.